Website Disclaimer
This website is owned and operated by The OB Co. Ltd., operating as Open Book (“Company,” “we,” “our,” or “us”).
This Disclaimer, together with our Terms of Use and Privacy Policy, governs your access to and use of this website, including any content, functionality, products, resources, and services offered through the website (the “Website”), whether as a guest, client, customer, or registered user.
Please read this Disclaimer carefully before using the Website. By accessing or using the Website, you accept and agree to be bound by this Disclaimer. If you do not agree with these terms, you should not access or use the Website.
Educational and Informational Purposes Only
The information contained on this Website and any resources available through the Website are provided for educational and informational purposes only.
Not Financial Advice
The information contained on this Website and any resources available through the Website are not intended to be, and should not be understood or construed as, financial or investment advice.
Although The OB Co. Ltd., operating as Open Book, provides bookkeeping and related business services and has education and experience in business accounting, the information provided through this Website is general in nature and is not a substitute for advice from a qualified financial advisor, accountant, tax professional, or other professional who is familiar with your individual circumstances.
We encourage you to seek appropriate professional advice before making financial, investment, tax, or other significant financial decisions.
Neither the Company nor its employees, contractors, or representatives shall be held liable or responsible for any errors or omissions on this Website or for any loss or damage resulting from reliance on information contained on the Website or from failing to seek advice from an appropriately qualified professional.
Not Tax Advice
The information contained on this Website and any resources available through the Website are not intended to be, and should not be understood or construed as, tax advice.
While some information provided by the Company may relate to bookkeeping, GST/HST, business expenses, recordkeeping, tax preparation, or other tax-related matters, this information is general in nature and is not a substitute for advice from a qualified accountant or tax professional who is familiar with your specific financial and tax circumstances.
You are encouraged to consult an appropriate tax professional regarding your individual tax obligations, filings, deductions, credits, or other tax matters.
Neither the Company nor its employees, contractors, or representatives shall be held liable or responsible for any errors or omissions or for any loss or damage resulting from reliance on information contained on the Website or from failing to obtain appropriate professional tax advice.
Not Professional Advice
The information contained on this Website and any resources available through the Website are provided for general educational and informational purposes and should not be considered a substitute for individualized professional advice.
Although the Company provides professional bookkeeping and related services, information made generally available through this Website does not take into account your specific business, financial, legal, or tax circumstances.
You should consult an appropriately qualified professional where individualized advice is required.
No Professional-Client Relationship
Your use of this Website, including your implementation of any information or suggestions provided on the Website or your use of any free or paid resources available through the Website, does not by itself create a professional-client relationship between you and The OB Co. Ltd., Open Book, or any of its employees or representatives.
A professional-client relationship is established only once the Company has agreed to provide services to you and any applicable engagement requirements, service agreements, scope of work, and fee arrangements have been completed or accepted.
User's Personal Responsibility
By using this Website, you accept responsibility for your own decisions, actions, and results.
You agree to use reasonable judgment and conduct appropriate due diligence before acting on information provided through this Website or through any resources, products, or educational materials made available by the Company.
Your individual circumstances may differ from those described in examples or educational materials provided by the Company.
No Guarantees
The Company makes no guarantees regarding the results you may achieve from using information, resources, products, or services provided through this Website.
Any examples, projections, illustrations, or discussions of potential results are provided for informational purposes only.
Your results will depend on your individual circumstances, including your business, finances, decisions, actions, experience, and other factors outside of the Company's control.
Past results experienced by clients, customers, or other individuals do not guarantee similar future results.
Errors and Omissions
The Website is intended to provide general information that we believe to be useful and accurate at the time it is published.
However, bookkeeping, tax rules, government requirements, software, financial information, and other matters discussed on the Website may change over time.
Although we take reasonable steps to provide accurate information, we do not guarantee that all information on the Website will always be complete, accurate, current, or free from errors.
You are responsible for verifying information that may affect your business, financial, tax, or legal decisions.
Testimonials
The Website may include testimonials, reviews, or statements from clients or customers regarding their experiences with the Company, its products, or its services.
Testimonials reflect the experiences and opinions of the individuals providing them. Individual results may vary, and testimonials should not be interpreted as a guarantee that you or another person will achieve the same or similar results.
Earnings Disclaimer
From time to time, the Website may discuss or reference the financial or business results of clients, customers, businesses, or other individuals.
Any such examples are provided for educational or illustrative purposes only and do not guarantee that you will achieve similar results.
Business and financial results vary significantly based on individual circumstances, decisions, experience, market conditions, effort, and numerous other factors outside of the Company's control.
The Company makes no representation or guarantee regarding the amount of income, profit, savings, tax savings, business growth, or other financial results that you may achieve.
Limitation of Liability
To the fullest extent permitted by applicable law, The OB Co. Ltd., operating as Open Book, and its employees, contractors, representatives, and service providers shall not be liable for any direct, indirect, incidental, special, consequential, or other damages arising from or related to your use of, or inability to use, this Website or any information, resources, products, or services made available through it.
The information and resources available through the Website are provided on an “as is” and “as available” basis without warranties or representations of any kind, whether express or implied, except where such warranties cannot legally be excluded.
If you are dissatisfied with any portion of the Website, your sole remedy is to discontinue using the Website.
Contact Us
If you have any questions regarding this Disclaimer, please contact:
Open Book
The OB Co. Ltd.
Email: roxanne@theobco.ca
Last Updated: August 23, 2026